Federal Housing Administration (FHA) home loan option for first-time homebuyers
No monthly mortgage insurance payment
Available to police and corrections officers, firefighters, EMTs and paramedics, and preK-12 teachers
No down payment
Makes homeownership more affordable for our hometown heroes, allowing them to live in the communities they serve
One-time, upfront mortgage insurance premium
PROUD SUPPORTERS OF THE HELPER ACT
Homeownership for first responders and educators can oftentimes be a difficult goal to reach. Unfortunately, these high-stress and high-commitment careers don't come with high- paying salaries. That's where the Homes for Every Local Protector, Educator, and Responder (HELPER) Act comes in.
The HELPER Act will support those that serve our communities by giving them the ability to afford a home in those communities. By offering affordable mortgage possibilities along with no down payment or monthly mortgage insurance, the HELPER Act is a true bipartisan effort to enrich the lives of our local heroes.
In May 2023, the HELPER Act was introduced in the Senate as S.1514 by Senators Marco Rubio (R-FL), Jon Ossoff (D-GA ), Sherrod Brown (D-OH), Richard Blumenthal (D-CT), Raphael Warnock (D-GA), and Catherine Cortez Masto (D-NV). The House companion, H.R.3170, was introduced by Representatives John Rutherford (R-FL-05) and Bonnie Watson Coleman (D-NJ-12).
Original Senate Sponsors
Senator
Marco Rubio (R-FL)
Senator
Bob Menendez (D-NJ)
Senator
Jon Ossoff (D-GA)
Senator
Catherine Cortez Masto (D-NV)
Senator
Sherrod Brown (D-OH)
Senator
Richard Blumenthal (D-CT)
Senator
Raphael Warnock (D-GA)
Original House Sponsors
Congressman
John Rutherford (R-FL-5th)
Congresswoman
Bonnie Watson Coleman (D-NJ-12th)
U.S. Senate Cosponsors
Rick Scott (R-FL)
U.S. House Cosponsors
David Valadao
(R-CA-22)
Dutch Ruppersberger
(D-MD-02)
Nikki Budzinski
(D-IL-13)
Chris Pappas
(D-NH-01)
Susie Lee
(D-NV-03)
Michael Lawler
(R-NY-17)
Vicente Gonzalez
(D-TX-34)
Dwight Evans
(D-PA-03)
Chris Deluzio
(D-PA-17)
Greg Landsman
(D-OH-01)
Mikkie Sherill
(D-NJ-11)
Jake Ellzey
(R-TX-06)
Marc Veasey
(D-TX-33)
Dean Phillips
(D-MN-03)
Dina Titus
(D-NV-01)
Marie Gluesenkamp
Perez (D-WA-03)
Jennifer Wexton
(D-VA-10)
Mike Levin
(D-CA-49)
Chris Smith
(R-NJ-04)
Derek Kilmer
(D-WA-06)
Chrissy Houlahan
(D-PA-06)
Andy Kim
(D-NJ-03)
Mike Turner
(R-OH-10)
Jason Crow
(D-CO-06)
Brian Fitzpatrick
(R-PA-01)
Carlos Gimenez
(R-FL-28)
Jeff Jackson
(D-NC-14)
Andre Carson
(D-IN-07)
Guy Reschenthaler
(R-PA-14)
Gabe Vasquez
(D-NM-02)
Bill Pascrell
(D-NJ-09)
Mike Kelly
(R-PA-16)
Jasmine Crockett
(D-TX-30)
Val Hoyle
(D-OR-04)
Maria Elvira
Salazar (R-FL-27)
Endorsements
NATIONAL ENDORSEMENTS
American Association of State Troopers
Fraternal Order of Police
Major Cities Chiefs Association
National Association of Police Organizations
National Troopers Coalition
American Federation of Teachers
International Association of EMTs and Paramedics
Major County Sheriffs of America
National Education Association
State Troopers Fraternal Association
Federal Law Enforcement Officers Association
International Association of Fire Fighters
National Association of Hispanic Firefighters
National Tactical Officers Association
STATE AND LOCAL ENDORSEMENTS
Arizona
- Mayor of Avondale
Arkansas
- Arkansas Association of Chiefs of Police
California
- Mayor of La Puente
- Mayor of Alhambra
- California Police Chiefs Association
Colorado
- Mayor of Boulder
District of Columbia
- US Capitol Police Labor Committee (FOP)
Florida
- Florida Police Chiefs Association
- Florida Association of Mortgage Professionals
- City of DeLand Police Department
Georgia
- Professional Firefighters of Georgia (IAFF)
- Georgia Municipal Association
- Chairman of Monroe County Board of Commissioners
Kentucky
- Mayor of Owensboro
Massachusetts
- Mayor of Fall River
Minnesota
- Mayor of Minneapolis
Missouri
- Fire Fighters Association of Missouri
New Hampshire
- New Hampshire Chiefs of Police Association
- Mayor of Franklin
New Jersey
- Professional Firefighters Association of New Jersey (IAFF)
- State Troopers’ Fraternal Association of New Jersey
- New Jersey State Fireman’s Association
New Mexico
- Mayor of Santa Fe
New York
- Sergeants Benevolent Association of the NYPD
North Carolina
- Mayor of Asheville
- Mayor of Kinston
Ohio
- Ohio Association of Professional Fire Fighters (IAFF)
- Mayor of Elyria
- Mayor of Athens
- Lorain County Sheriff
Oregon
- Mayor of Medford
Pennsylvania
- Blair County Sheriff
- PA Professional Fire Fighters Association (IAFF)
- Pennsylvania Sheriffs’ Association
- Fayette County Sheriff
Rhode Island
- Mayor of Central Falls
South Carolina
- Mayor of York
- Mayor of Mount Pleasant
- Richland County Sheriff
Tennessee
- Professional Educators of Tennessee
Washington
- Mayor of Everett
Wyoming
- Wyoming Emergency Medical Services Association
Letters of Support
We're so excited each time we receive a letter or note from an individual or organization supporting The HELPER Act. We wanted to share these with you, so you can see just how many incredible people are gathering together to support our Heroes and Helpers!
Take Action!
The list of people and organizations who believe in the HELPER Act is growing every day! If you believe in the bipartisan cause of providing safe and affordable homes for our police officers, firefighters, educators, and EMTs, please get involved! Fill out this form to have the HELPER Act team reach out to you and share how you can further the cause.