The HELPER Act would make homeownership more affordable for our community leaders who work to not only protect our streets and homes, but are trusted with our greatest gifts, our children. Home affordability would happen when The HELPER Act passes by allowing for:
Homeownership for first responders and educators can oftentimes be a difficult goal to reach.
Unfortunately, these high-stress and high-commitment careers don’t come with high- paying salaries. That’s where the Homes for Every Local Protector, Educator, and Responder (HELPER) Act comes in.
The HELPER Act will support those that serve our communities by giving them the ability to afford a home in those communities. By offering affordable mortgage possibilities along with no down payment or monthly mortgage insurance, the HELPER Act is a true bipartisan effort to enrich the lives of our local heroes.
In March, 2025 the HELPER Act was introduced in the Senate as S. 978 by Senators Ashley Moody (R-FL), Bill Cassidy (R-LA), Jon Ossoff (D-GA) and Raphael Warnick (D-GA). The house companion bill, H.R. 2094, was introduced by Representatives John Rutherford (R-FL-05), Andrew Garbarino (R-NY-02), Bonnie Watson-Coleman (D-NJ-12), and Josh Gottheimer (D-NJ-05).
Congressman
John Rutherford (R-FL-5th)
Congresswoman
Bonnie Watson Coleman (D-NJ-12th)
Congressman
Andrew Garbarino (R-NY-2nd)
Congressman
Josh Gottheimer (D-NJ-5th)
Senator
Ashley Moody (R-FL)
Senator
Jon Ossoff (D-GA)
Senator
Bill Cassidy (R-LA)
Senator
Raphael Warnock (D-GA)
U.S. SENATE
COSPONSORS
Senator
Catherine Cortez Masto (D-NV)
Senator
John Hickenlooper (D-CO)
Senator
Ruben Gallego (D-AZ)
Senator
Jeanne Shaheen (D-NH)
Senator
Richard Blumenthal (D-CT)
Jim Costa (D-CA-21st)
David Valadao (R-CA-22nd)
Dwight Evans (D-PA-3rd)
William Keating (D-MA-9th)
Daniel Meuser (R-PA-9th)
Salud Carbajal (D-CA-24th)
Brittany Pettersen (D-CO-7th)
Brian Fitzpatrick (R-PA-1st)
Carlos Gimenez (R-FL-26th)
Ryan Zinke (R-MT-1st)
Troy Nehls (R-TX-22nd)
Cory Mills (R-FL-7th)
Vince Fong (R-CA-20th)
Emilia Strong-Sykes (D-OH-13th)
Julia Brownley (D-CA-26th)
Gabe Amo (D-RI-1st)
Frank Mrvan (D-IN-1st)
Mikie Sherill (D-NJ-11th)
Chrissy Houlahan (D-PA-6th)
Shontel Brown (D-OH-11th)
Andrea Salinas (D-OR-6th)
Paul Tonko (D-NY-20th)
Marc Veasey (D-TX-33rd)
Greg Stanton (D-AZ-4th)
Donald Davis (D-NC-1st)
Darren Soto (D-FL-9th)
Robin Kelly (D-IL-2nd)
U.S. CONGRESS
COSPONSORS
Alabama
- Sheriff of DeKalb County
- Mayor of Marion
- Mayor of Montevallo
Alaska
- Fairbanks Police Department
Arizona
- Mayor of Flagstaff
- Mayor of Prescott Valley
- Mayor of San Luis
Arkansas
- Arkansas Association of Chiefs of Police
- Mountain View Fire Department
- Mountain View Police Department
- Texarkana Police Department
California
- Peace Officers Research
- Association of California
- Mayor of Perris
- Mayor of Rocklin
- Mayor of West Sacramento
Colorado
- Mayor of Thornton
Florida
- Sheriff of Flagler County
- Mayor of Fort Myers
- Mayor of Hawthorne
Georgia
- Georgia Sheriffs’ Association
Idaho
- Sheriff of Canyon County
- Sheriff of Owyhee County
- Mayor of Driggs
- Mayor of Driggs
- Mayor of Ketchum
- Mayor of Mountain Home
- Mayor of Sun Valley
Illinois
- Mayor of Maywood
Indiana
- Indiana Sheriffs’ Association
- Sheriff of Boone County
- Sheriff of Marion County
- Sheriff of Jasper County
- Mayor of Terre Haute
Kentucky
- Mayor of Owensboro
Louisiana
- Sheriff of Orleans County
- Mayor of Jonesboro
- Mayor of Ruston
Maine
- Sheriff of Cumberland County
Massachusetts
- Mayor of Everett
Maryland
- Mayor of Annapolis
- Mayor of Frederick
Minnesota
- Mayor of Lakeville
Mississippi
- Sheriff of Adams County
- Mayor of Grenada
- Mayor of Kosciusko
- Mayor of Olive Branch
- Mayor of Vicksburg
Missouri
- Mayor of Wentzville
Montana
- Sheriff of Teton County
- Mayor of Missoula
Nebraska
- Sheriff of Buffalo County
- Sheriff of Frontier County
- Sheriff of Gage County
- Sheriff of Lancaster County
- Sheriff of Sarpy County
- Mayor of Lincoln
Nevada
- Sheriff of Las Vegas
New Jersey
- Mayor of Princeton
New York
- NYPD Sergeants Benevolent Association
North Carolina
- Mayor of Kinston
North Dakota
- Mayor of Belfield
Ohio
- Mayor of Lorain
Pennsylvania
- Pennsylvania Professional Fire Fighters Association
- Pennsylvania Sheriffs’ Association
- Sheriff of Bellefonte County
- Sheriff of Blair County
- Sheriff of Cambria County
- Sheriff of Carbon County
- Sheriff of Centre County
- Sheriff of Chester County
- Sheriff of Clearfield County
- Sheriff of Crawford County
- Sheriff of Delaware County
- Sheriff of Fayette County
- Sheriff of Franklin County
- Sheriff of Greene County
- Sheriff of Lebanon County
- Sheriff of Mercer County
- Sheriff of Montgomery County
- Sheriff of Schuylkill County
- Sheriff of Somerset County
- Sheriff of Susquehanna County
- Sheriff of Warren County
- Sheriff of Washington County
- Sheriff of Wayne County
- Mayor of Lebanon
South Carolina
- Palmetto State Teachers Association
- Mayor of Conway
- Mayor of York
Tennessee
- Professional Educators of Tennessee
- City of Greenbrier
Texas
- Sheriff of Terrell County
- Mayor of Arlington
Virginia
- Virginia Association of Chiefs of Police
Washington
- Mayor of Everett
Wisconsin
- Mayor of Appleton
- Mayor of Kimberly
- Mayor of St. Francis
Wyoming
- Mayor of Rock Spring
